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We understand that life is not about savings and investments only . There are times when you need financial assistance or loans to fund your immediate needs or dreams , like - Home, Kids education or business capital etc. We provide you complete counselling and help to plan for any such borrowings, tailored according to your financial situation . We provide loaning solutions for almost every need :

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Why Home Loans ?

To own a home is everyone's dream. From a single room to multi-storeyed apartments, private villas, holiday homes, second homes - the Housing market is well developed in most towns.

Home loans help you realize your own home dream, even when you are young. We help you plan your dream home as you start your working life, by offering various options of easy installments, Income Tax benefits and more . . .

Get loan for:
  • Purchase of residential Plot/House/Flat
  • Construction of Residential House/Flat
  • Renovation/Extension/Repairs to Residential House/Flat
  • Take over of housing loans from other financial institution
Get Loan against Liquid Security such as:
  • Life Insurance Policies
  • Post Office Instruments
  • Fixed Deposits with Nationalised Banks



Who can avail of this plan :
  • Salaried Group (State / Central / Semi-Central / Public Limited / Private Limited / Corporations)
  • Self employed persons
  • Professionals

We operate in the Financial Services industry with you as the center of focus. We provide complete, holistic loan solutions to meet all your financial needs.

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What is Loan against properties?

In the real estate and housing finance market today, we regularly come across the term “Home Loan Against Property”. Loan against property is nothing but a loan which you avail by keeping your commercial/residential property as a collateral. Another name for Loan against property is a secured loan. The security in this kind of loan is the property owned by the person applying for the loan. The value of your property decides the amount of potential loan you will be sanctioned.

The types of Property against which LAP can be availed:

  • Self-owned residential property
  • Self-owned and self-occupied residential property
  • Self-owned but rented residential property
  • Self-owned piece of land
  • Self-owned commercial property
  • Self-owned but rented commercial property

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Similar to a mortgage loan used to purchase a house, the car loan is a line of credit extended by a lender for the purpose of purchasing a vehicle.

How to choose from the types of auto loans?

For most people, an auto loan means a secured, simple-interest loan for a car bought from a dealership. If this is true for you, the best way to make sure you get the best deal is to ask the dealer to beat an auto loan preapproval you got directly from a lender. This way, you put the dealer to work for you, a pretty nifty trick. The loan you wind up with may be indirect or direct, from a bank, credit union, online lender, captive finance company or other lender.

If you are not looking for a secured, simple-interest auto loan for a dealership car, it’s still a good idea to shop around and compare APRs and terms. Applying to several lenders within a 14-day window won’t hurt your credit anymore than applying to one, and some credit-scoring models may allow up to 45 days.

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Loan Against Securities

Features of Loan Against Securities

  1. Secured Loan - Loan against securities is a secured loan as your bonds, shares, debentures or mutual funds are kept as collateral security when this loan is advanced to you.
  2. Tenure - The tenure of loan against securities is generally one year. You may also get it renewed as per your requirement.
  3. Rate of Interest - Generally interest rates at which loan against securities is advanced varies from 12% - 15% p.a but that may also vary from bank to bank.
  4. Processing Fees - Banks and financial institutions usually charge approximately 2 % as processing fees.
  5. Loan Amount - The loan amount for which you may be eligible depends upon the type of security that you are offering. For example, in case you are offering equity shares then the amount that you will be eligible for would be 50% of the value of such shares.
  6. Prepayment Charges - At any point of time if you wish to prepay your loan against securities then you can do so without giving it a second thought as there are no prepayment charges attached to this loan.
  7. Age – Any one who falls within 18years - 65years of age can apply for availing loan against securities.
Want loans for your dreams
Get best suggestion for getting lowest interest rate from across all the banks

Contact us to get more information on Personal Loan and we will suggest you the best.

Want loans for your dreams
Get best suggestion for getting lowest interest rate from across all the banks

On the basis of projected income and Cash Flow this plan can be availed by:

Professionals like
  • Doctors
  • Engineers
  • Architects
  • Chartered Accountants etc.
Get loan for:
  • Purchase/ Construction/ Renovation/ Extension/ Repairs to Commercial premises for own professional practice
  • Purchase of Professional equipment
DISCLAIMER : www.reassurewealth.com is an online website of Mr. Harish Bansal & Mr. Mohit Vinayak (AMFI Registered Mutual Fund Distributor) . This website intends to provide educative and informative details related to investment services offered by them, under the banner of Reassure Wealth. We do not charge any fees for these calculators , information or transactional services, because we earn our commissions from the Mutual Fund companies. The website does not guarantee any returns or any success of financial goals.